You’re young and in love. Thin. No discernable wrinkles. You don’t moan and groan walking up steps and it looks like you have a nice head of hair on you. Congrats, the world is your oyster. Now it’s time to set up some roots and focus on the future, right?
According to a survey by financial website Credit Donkey, Houston, Dallas, and San Antonio earned the first three spots on the list, when it comes to the task of buying your first house and starting a family.
Factors such as housing affordability, employment and the presence of other young couples were looked in when it came to metropolitan areas.
Houston, the fourth-largest city in the US, took the top spot because of an average mortgage rate of 4.13 percent, an unemployment rate of 5.9 percent and 15 percent of the population falling between 25 and 34 years old.
Dallas earned a No. 2 ranking for its great balance between professional and recreational opportunities. Along with 18 Fortune 500 companies, Dallas-Fort Worth is also home to 400 parks and 60 lakes. Big D also has the biggest urban arts district in America. To pull out even more stats, Dallas boasts an average mortgage rate of 4.17 percent and an unemployment rate of 5.9 percent. As in Houston, about 15 percent of the Dallas population falls between the ages of 25 and 34.
San Antonio got some third-place love for its 5.8 percent unemployment rate — more than a full point below the national average. Even its mayor, 39-year-old Julian Castro, is the youngest mayor of the 50 most populous American cities. San Antonio's mortgage rates are the highest of the Texas trio, clocking in at 4.26 percent.
Beyond Texas cities, Seattle and Denver rounded out the top five. Columbus, Ohio; Boston; Portland; Tampa and Indianapolis also made the cut for reasons ranging from culinary innovation and edgy pop culture (Portland) to the unemployment rate dropping two full points in less than a year (Tampa).